Category Archives for Money

Ten Ways to Make Money from Your Blog 

Ten Ways to Make Money from Your Blog 

You've started your blog, you're starting to get some traffic, and now you want to monetize it finally. After all, to have a real business, you have to bring in some money. Thankfully, there are many ways in which you can monetize your blog to start earning an income. Here's how.

Affiliate Marketing

Many business owners have products, software, and services in which they will pay a percentage of sales to people who promote their products. They typically ask you to sign up, provide some information so that they can pay you, and then provide you with some tools to promote the product, such as HTML code, images, and even content. You'll place the code on your blog and other online assets to promote the affiliate products.

Sell Your Products

If you know your audience well enough, you have likely identified some problems that need to be solved. If you can create a product that provides solutions to them, then you can market that product via your blog. Great ideas are apps, information products, eBooks, and reports.

Sell Your Services

If you've managed to create a blog that has a lot of interest, views, followers, and fans and you understand writing, content, SEO, and online marketing, you can offer to act as a consultant to others who want to do the same thing. You've got the recipe, and you're the magic ingredient to help others experience the success that you have.

Pay-Per-Click Advertising

Most people display Google Ads on their blog posts when appropriate to help bring in some extra money. It's easy to sign up for Google AdSense, and it's easy to earn money from the ads delivered based on the content you have on your blog, provided that you follow the rules and create a very niche-oriented SEO-oriented blog.

Direct Display Ads

You can avoid ad services and sell ads directly to others right off your blog. There are numerous plugins for WordPress that can help you deliver ads that people pay you to display. This option works best for higher-ranking blogs and in situations where you're not worried about your competition placing an advertisement.

Business Resource Directory

Install a business directory on your blog where others can enter their product and services on the directory for a small fee. For example, if you have a blog that offers support to work-at-home moms or virtual assistants, you could provide a directory where they can be listed or where you list products and services that will help them.

Business Directory link -

Sponsored Posts

As long as you've matched the brands you'll promote with your audience, and the information you provide is accurate, original, and unique, nothing is wrong with offering a sponsored blog post service. Both parties must realize that you will always clearly inform your audience the blog posts are sponsored. You can do sponsored giveaways, and so much more.

Sponsored Reviews

Once your blog is established, it is more than likely people will start wanting you to review their products and services, and they'll be willing to pay for it. There is nothing wrong with doing this as long as you are upfront that you will be honest about your review, and that you will also let your audience know that someone paid you to do the review.

Many sponsored reviews include letting the audience in on the behind-the-scenes experience, such as receiving a free trip to Disney for the family and then blogging about the experience with an honest review of every aspect of the trip.

Start a Pay Per View Premium Blog

Do you offer expert advice on an important topic where people might be willing to pay for answers? There is no reason why you should give away your information for free. You can start a pay per view premium area of your blog where people pay for specialized access to your premium content and even access to you, such as a monthly teleconference, or a special Q & A session. And yes, there is a plugin to allow pay per view content if you use WordPress.

Ask for Donations

PayPal offers the code to add an easy donation button to your blog. Many bloggers use the donate button and make a good living on that model. Even app makers often work from donations only. Some people have found they earn more money if people are allowed to donate what they feel is fair.

PayPal donation code link -

Regardless of which ways you choose to monetize your blog, you must understand who your audience is, what your point of view is, and how to combine the two to provide solutions to your audience such that they are willing to pay money. By doing so, you can earn a living from blogging.

Different Types of Business Insurance to Consider

It’s never fun to think about insurance. But it’s a huge necessity today. You want to do everything you can to protect yourself and your family from loss if something should go wrong. It might be hard to imagine anything going wrong in your business but it happens to the best people, so be sure to protect yourself.

1. General Liability Insurance – The point of liability insurance is that if employees, contractors, or your products cause any damage to a customer or third party, you will be covered up to a certain threshold.

2. Property Insurance – Whether your business is on personal property, or you rent or buy a separate location, it’s important to purchase specific business property insurance outside of your typical personal property insurance. Likely, if you never do business on your property, you don’t need this insurance. However, if you have a large amount of materials at home you may want to consider it as really expensive equipment such as an excess number of computers, servers or inventory will not be covered.

3. Professional Liability Insurance – Sometimes this is called “errors and omissions insurance” and it does what it says. If you provide a professional service that requires licensure in your state, it is important to obtain this particular type of insurance as general liability insurance does not cover these types of issues.

4. Workers' Comp Insurance
– Not all business types are forced to buy workers’ comp insurance, and a good insurance agent can let you know if it’s something you should consider. Generally, if you do not hire employees and they don’t work on your property, you do not need to buy any. Be sure you know whether you must buy it or not because if you don’t buy it and it’s required, you could be penalized.

5. Directors’ and Officers’ Insurance – If you have an LLC or an INC, sometimes the offers of the business can be sued personally for issues that come up. At the time of writing, a big case is underway at the US Space & Rocket Center in Huntsville Alabama where the CEO, CFO, other officers and heads of the business are being sued on behalf of employees. Hopefully they have such insurance to protect the interest of these people.

6. Data Breach Insurance – If you keep client information on file, it is imperative that you purchase data breach insurance in case your security measures fail. Whether the information is about customers, clients, employees, contractors or someone else... if it is not generally available to the public and is sensitive in nature, you should consider data breach insurance.

7. Business Owner’s Policy – A general business owner’s policy sold by an insurance agent who understands what a business like yours needs will usually include all the different types of coverage that you require. This includes many listed in this article. When services are bundled you can save money.

8. Personal Insurance - Life Insurance, renters’ insurance, home owners’ insurance, auto insurance, life insurance, disability insurance and umbrella insurance all fall into the category of personal insurance and should be considered for anyone who has a business. This is in addition to the other types of insurance that are strictly for the business. You want to think in terms of how you can protect your family when choosing the amounts of coverage for these types of insurances.

As to how much of each type of insurance you need, it is important to speak directly to a professional insurance sales person to be sure that you are fully covered for things you may not even think about. Choose an insurance provider who works with many different types of insurance and has a good understanding to explain the benefits and pitfalls of the types of insurance that they promote.

Writing for Pay

Earning a living working from home is a great way to be able to work around your children’s schedules or to simply leave the rat race early. Writing has always been a good way to work from home to earn money. But today, there are more ways than ever to start a business writing for pay.

The type of writing you do depends on your interests. You can:

* Start a Money-Making Blog – Choose a niche and blog about it until you get a large enough audience, then start promoting advertisements and affiliate products on the blog. This method might take a while but it can be quite lucrative.

* Write Online Content for Website Owners
– Many website owners hire ghostwriters to write online content for them. Usually the writing is around 500 to 1500 words long about a particular niche. The pay can be low depending on your niche, but a smart writer can make a good hourly rate.

* Write and Publish Books – Writing books hasn’t changed for many years but publishing has. If you write a book, you can easily self-publish online today using Kindle Direct Publishing. All that’s left is marketing your work.

* Create Manuals and Other Technical Information – Technical writers are in high demand; you can be charged with writing how to information to use software, apps, and more. If you’re good at taking technical information and making it understandable to normal people, you can charge good rates.

* Start a Private Label Rights Website – Private label rights or PLR means that other people can use the written information as their own if they make certain changes to it to make it their own. You can write about a particular niche, and then let many people buy the same work over and over again for a low rate. Volume sales makes up for the low price.

* Become a Copywriter – This is a specific type of writing that involves understanding how to write to sell something. Copywriters write sales page information, advertisements, tag lines, mission statements and content designed to sell.

* Write Press Releases
– Often costing hundreds of dollars per press release, a press release writer needs to understand how to write information in a particular format that hooks the news organization and the reader in enough to learn the story behind the information.

* Resume | Social Media Profile | PR – People are looking for jobs and they need help perfecting resumes, social media profiles like LinkedIn profiles, and writing PR to promote their business.

The niches are truly endless. Not only can you do any and all of the above - when you write for pay you can also choose the audience for whom you want to write. Choosing your audience is a really important when you want to write for others. It can inform your topic as well as how much money you can make doing it. Writing for pay can be very lucrative and is a great way to make money working from home.

Money Hacks To Stretch Your Budget

They say that money cannot buy happiness, but the truth is, if you’re already happy money can cause stress and problems ‒ or it can be a saving grace. Most people tend to spend whatever they earn, regardless if it’s a lot or a little. This is why most people “feel” as if they’re poor or “not rich”. When you consider that the median income in the USA for a household is about 51,900 dollars according to the US Census, you can see where you stand.

Regardless of how much or how little money you have, you can make your money go a lot further and work for you better.

Spending Less

* Shop Less – Only shop for groceries one time a week, instead of anytime you run out. If you can stretch it out, only go every two weeks. The fewer times you go into a store, the less money you’ll spend overall on last-minute purchases.

* Use a List – No matter what you’re buying, whether groceries, clothing, or supplies, always shop with a list. Don’t buy anything that is not on the list.

* Research – To take the list a step farther, only buy things within price ranges you’ve determined are good deals. If you want a new blazer and you’ve set the bar at $50.00, don’t go over it; shop until you find exactly what you want.

Saving More

* Save the Difference – If you budgeted X amount of dollars for something, and you found it cheaper, save the difference. Since it was already budgeted at a certain amount, this is almost like found money.

* Save Your Change – When you buy something, only pay with bills. Collect all the change at the end of each day. At the end of the year, take whatever change you have saved to the bank and add it to your savings account.

* Automatic Withdrawals – Most employers offer automatic withdraws for savings accounts or investments. If you get this set up, you’ll never see it. Shoot for 10 percent of your earnings or whatever your company will match as the minimum amount.

Getting Good Deals

* Have Plenty of Cash – The more cash you have to offer someone on something they’re selling, the more power you have. It doesn’t matter if it’s a washer and dryer, a bed, or a car – if you have cash to give, you’ll get a better deal.

* Deal Directly – Don’t use a travel agent to go places; instead deal directly with the resort, airline, or rental car company for everything you want. You’ll get better deals or at the very least the same deal as the others.

* Rental Car – Don’t rent from the airport; instead rent from a nearby location which will bring the car to you. You’ll save money this way. Bonus: always fill up the car yourself before returning it; it will save you money.

* Be Ready – If you’ve saved money all year long, and keep performing needed maintenance on your stuff, you’ll avoid last-minute disasters as you’ll be ready for issues that pop up.

* Do a Check-Up – Periodically, do a financial check- up by calling the phone company, cable company, insurance company, and anyone else you pay monthly to ensure that better deals have not come up recently.

Most people have limited resources, but they can make their money go a lot further with advance planning, research, and understanding of what you can and cannot live without.

Building Confidence in Business

Do you sometimes feel like you just don't have the bold confidence necessary to succeed in business? Maybe you need a boost in your business confidence, or maybe you are just getting started and need some extra confidence to take that first step. Here are some tips for building confidence in business.

Get Educated

One of the most important confidence-builders is knowing that you know what you know! You may have a lot of great business ideas but you don't have the know-how to make it happen. Educate yourself about how to market your product or service - what is your competition? How can you reach your demographic? What kinds of advertising should you do?

You may need some nuts-and-bolts education, too - for example, how do you set up an effective website? You may need some practical knowledge to help you reach your goals.

There are many ways to educate yourself in business. You can hire a business coach to help you one-on-one. You can also download eBooks, sign up with boards and forums where business-savvy people congregate, and ask questions of successful people.

Get Focused

Getting educated is key to getting focused. You really can't boldly march forward if you don't know what direction you're going in. Take some time to focus on your business. What, exactly, are you doing? What do you want to do? Who is your target market or demographic?

If you have diverse interests, this can be difficult - but it's even more necessary, because diverse interests can be distracting if you don't focus on one at a time. So once you get yourself educated about your market and what you want to do, you can launch a focused business (or focus an existing one).

Don't Compare Yourself to Others

We all know that businessman or woman - the one who has written ten books, has a dozen jobs, and has a perfect house. You may not be that kind of person, and such a schedule and goals are just not realistic for you. It's really not advantageous to compare yourself to others. Set your own realistic standards and compare your progress against those.

Believe in Your Success

A lot of people swear by the power of positive thinking. It is said that visualizing your goals can attract the very things you need to reach your goals. Even if you don't get into the visualization bit, you can benefit from believing in your business and your own competence.

Once you get confident, you will be much more likely to attract clients, which in turn will boost your confidence. It's a good cycle to get into.